Liability coverage is an important component of home insurance. When you look at policies for your home in Marietta, GA, your goal is to be covered in as many scenarios as possible. At LG Insurance Group, we work with you to get the desired level of coverage – and at an affordable price.
What is liability coverage?
Liability coverage protects against people getting injured inside your home or on your property. If someone hurts themselves walking towards your front door, they could sue – but your liability coverage would take care of the legal fees as well as the settlement. It also protects you in the event one of your family members damages someone else’s property. This includes a baseball through the window or even a toddler spilling juice on an Oriental rug.
How much coverage do you have?
The coverage you have in Marietta, GA depends on the value of your home, the insurance company you choose to work with, and what you decide is necessary. For example, if you do a lot of entertaining where many people will be inside your home, it’s a good idea to increase the level of coverage on your policy.
You will automatically have some liability coverage included in your home insurance policy, regardless of who you are insured with. Your goal is to look at the fine print to see the scenarios where you aren’t protected and then add onto your coverage so you are protected against them. This way, if something does happen, you can file a claim and enjoy peace of mind knowing that the insurance company will cover the majority of the costs.
Contact one of our independent insurance agents at LG Insurance Group today to learn more about how to get sufficient liability coverage in your home insurance policy.