Marietta, GA, is a good place to live. You’re near the city, but you can still find a pleasant, quiet neighborhood. A lot of good folk live in the area, but sometimes things still don’t go your way. You probably have some valuables that you truly cherish, and it’s important to protect them. LG Insurance Group is here today to teach you about an insurance policy that may have gone under your radar.
Protection for Your Stuff
Car and home insurance are obvious. They cover your car and home. What’s less obvious is when home insurance covers things inside the house. As a general rule, that coverage is extremely limited for high-ticket items. Your TV, jewelry and collections often need their own, dedicated policy. That’s where personal articles insurance (also called personal property insurance) comes into play. It’s a specialized policy that covers things you value in your home.
How Does it Work
As is always the case, each policy will have its own specifics. In general, you can aim to cover these items from theft and some kinds of damage. Typically the coverage is for a replacement cost of the item under the policy, and it often applies when the item leaves the house. So, if you get personal article insurance on your professional camera and it goes missing on a trip, the coverage is still in play (depending on the policy). That makes this a separate insurance from the coverage you have on your home. It’s also more inclusive.
Deciding which articles should be covered and how is a bit of a process. Involving an agent from LG Insurance Group can simplify that process and get you covered in short order. Give them a call today, and your most prized possessions can be protected while you’re in Marietta, GA, and when you leave.