RV insurance is a product we sell at LG Insurance Group that you want to understand well before you purchase. If you’re on the market for RV insurance in Marietta, GA, you should be aware of common misconceptions.
The following are three common misconceptions to be aware of regarding RV insurance.
RV insurance will automatically cover all of your possessions inside your RV.
An RV insurance or a homeowner’s insurance policy isn’t necessarily going to cover items inside your RV. Your RV insurance might cover these items up to a certain amount. However, you should really look into the details. It’s highly likely that you’ll need to purchase additional coverage for your possessions to get them covered up to their full value.
Regular auto insurance is sufficient for an RV.
Generally speaking, RVs require more liability coverage than automobiles. This is because they are larger and can do more damage. Look up the state requirements for RV coverage in your state. Then, make sure you choose a policy that meets these requirements.
If you rent an RV, you benefit from the coverage of the company you rent from.
This is something you really need to look into before assuming it’s true. You should definitely have your own insurance coverage for any rental. You could be held liable for any damage that occurs during your rental period even if the company you rent from has insurance on the RV.
You need to do your research before you buy an RV insurance policy in Marietta, GA. At LG Insurance Group, we’re happy to answer all the questions you have about the products we offer. Get in touch with us and we’ll be happy to help.