Do you need a personal articles insurance policy?

You work hard for the money you spend on items for yourself and those are as important to you as your vehicle and home which is the reason you may want to consider a personal articles insurance policy. This is an additional insurance policy that covers items you value that may not be automatically covered under other insurance policies you may already have in force.

What Does Personal Articles Insurance Cover?

A personal articles insurance policy covers items, such as valuable jewelry, paintings, and other fine art, furs, and collectibles. It can also cover equipment that you have in your possession, including camera equipment, musical instruments, computers and software, silverware, and certain types of sports equipment. It can also provide coverage for medically-related items, such as wheelchairs, walkers, prosthetic devices, hearing aids, and other medical devices.

The best part of personal articles insurance is that it covers your personal items of value whether they are lost, stolen, or damaged at your home or on the road. For example, if you are on vacation and have your camera equipment with you and it is damaged, it will still be covered under your personal articles policy. Another example would be if you have expensive jewelry with you while on vacation and it is stolen, your personal articles policy will cover the loss. Your policy is in effect no matter where you are at the time of the incident, including in another state or country.

Obtain a Policy

To create and obtain a personal articles insurance policy that is tailored to your needs, you need to contact a trusted insurance agent who is experienced in personal articles insurance coverage. At the LG Insurance Group in Marietta, GA, personal articles insurance agents are prepared to assist you in creating the best policy for you and your situation. Call today for an appointment and get your policy started.