Before you let someone borrow your motorcycle in Marietta, GA, know how your policy works and what is covered. Understanding the details of your motorcycle insurance plan from LG Insurance Group can help ensure that you are adequately protected if an accident occurs while someone else is riding your bike.
What Is Covered Under Motorcycle Insurance?
The primary purpose of motorcycle insurance is to provide financial protection in the event of an accident or other mishap. Generally speaking, your policy will cover the costs associated with these situations if you are injured while riding your bike or if your motorcycle is damaged due to an accident, theft, or vandalism. However, the coverage may change depending on various factors when it comes to other riders—particularly those who don’t have their own policy.
In most cases, motorcycle policies will cover other riders who have permission from the owner (you) to operate the bike. This might include family members or close friends who only occasionally ride the bike for recreational purposes. However, some insurers may require additional coverage for another rider to be protected; it all depends on the terms and conditions of your particular policy. Additionally, it’s important to note that anyone operating a motorbike without permission from the owner could still be held liable for damages resulting from an accident—even if they don’t have an insurance policy.
When deciding whether or not to add another rider to your motorcycle insurance policy in Marietta, GA, it pays to do your homework first. Contact LG Insurance Group today for more information about adding another rider and related questions regarding motorcycle insurance policies! They will happily answer any questions about insuring another driver on your bike!