If you live in an area prone to flooding, getting flood insurance is a good idea. Below are just a few of the top reasons why you should consider getting this critical type of coverage:
1. Flooding can happen anywhere: Even though certain areas are more susceptible to flooding than others, no region is immune from this type of disaster. If your home or property is located near water – such as a river, lake, ocean, or even a low-lying area – there’s always a chance that you may experience flooding at some point.
2. Flooding can cause severe and long-lasting damage: Floodwaters have the potential to cause significant structural damage to buildings and other structures. In addition, standing water can ruin personal property and belongings – even if the flood occurs relatively quickly.
3. Coverage for flooding is not included in standard homeowners insurance policies: Many homeowners mistakenly believe that their existing home insurance policy will cover them for losses caused by flooding. However, this type of coverage is typically only provided under separate policies with specialized carriers specializing in flood coverage. If you live in an area at high risk for flooding, it’s essential to ensure that this aspect of your insurance portfolio is adequately covered.
In conclusion, whether or not you live in a high-risk flood zone, getting flood insurance is a wise decision that can help protect your property. If you have any questions about whether flood insurance is a good option for you, call the LG Insurance Group today. We proudly serve the Marietta, GA area.