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Is Water Backup covered by my Homeowner’s Policy?

By July 20, 2016May 1st, 2024No Comments

Water and Sewer Backup coverage is one of the more important optional coverages that you should consider adding to your homeowner’s insurance policy.  The infographic below shows how some common water losses are handled by Safeco Insurance.  It details how certain water (backup) losses are handled by their base homeowner’s policy, an optional endorsement for Water/Sewer Backup, or excluded entirely.  While you always need to check your specific policy and insurer, these examples are common across many carriers.