Month: November 2023

Six Things You Should Have in Your RV for Emergencies in Marietta, GA

Posted on by agentinsure

Emergencies can occur anytime in Marietta, GA, or anywhere else. If you use or live in an RV, it’s especially important that you have the things you need to deal with an emergency should one arise. At the LG Insurance Group, we believe you should have a plan of action for some of the more common types of emergencies, but here are some items you should have on hand that can help in most emergencies.

1. First Aid Kit

Your first aid kit will help you treat any minor injuries until you can find proper care. Your kit should have bandages, gauze, antiseptic, pain relievers, and other basics that facilitate cleaning and bandaging wounds or mitigating illness. Also, include any personal medications or items unique to you and those in the RV.

2. Fire Extinguisher

If a fire breaks out, you’ll want something that can quickly contain it. Please have at least one fire extinguisher and ensure everyone knows how to use it.

3. Emergency Radio and Communication Device

Keep a radio that can receive broadcasts and alerts. If possible, use a radio with additional features, such as solar power, a flashlight, or anything else that adds to its usefulness in an emergency. Also, keep a two-way radio, cell phone, or satellite phone.

4. Emergency Roadside Assistance Kit

Have a kit for dealing with common mechanical issues. For example, keep tow straps, jumper cables, a tire inflator, a spare tire, flares, and other roadside assistance tools.

5. Survival Kit

This kit can consist of things you may need to survive, such as non-perishable food, water, blankets, matches, a compass, flashlights, batteries, a map, and other items you may need if you’re stranded somewhere. Also, keep a basic toolkit with commonly used tools.

6. RV Insurance

After an emergency, you’ll want to make sure you have the coverage necessary to repair or replace anything you lost or lost access to. In addition, you’ll have to consider the damage to the RV itself and, more importantly, any injuries sustained because of the emergency.

For all these emergency items, you can usually find pre-built kits. For your RV insurance needs in Marietta, GA, contact us, the LG Insurance Group, to learn more.

Unlock Savings on Home Insurance: Expert Tips for Smart Homeowners!

Posted on by Linda Grissett

Hello, homeowners! At LG Insurance Group, we understand the importance of safeguarding your home without breaking the bank. That’s why we’re excited to share our expert tips on how you can save money on your home insurance while ensuring you have the coverage you need. Let’s dive in!

1. Smart Shopping:

Just like making well-informed choices in life, shopping around for insurance is crucial. As your trusted insurance advisors, we recommend getting quotes from multiple insurance providers to find the most affordable option that aligns with your unique requirements. What’s even better is that as a Trusted Choice Independent Agent, we can do the shopping for you!

2. Bundle and Save:

At LG Insurance Group, we offer bundled insurance packages that can save you money. Combining your home and auto insurance under one roof can unlock significant discounts, making it easier for you to manage your policies and your budget.

3. Fortify Your Home Security:

Investing in home security not only enhances your peace of mind but can also lead to lower insurance premiums. Consider installing smoke detectors, burglar alarms, water leak detectors and reinforced locks to make your home safer and more attractive to insurance companies.

4. Home Maintenance Matters:

Maintaining your home in tip-top shape can have a positive impact on your insurance rates. Regular upkeep, such as roof repairs, plumbing maintenance, heating and electrical system checks, can reduce the risk of accidents and claims. Insurers will ask about this and most will inspect your property on a periodic basis. By keeping your home in excellent condition, you not only save on potential insurance costs but also enhance your overall safety and comfort.

5. Adjust Your Deductible:

Increasing your deductible can be a smart way to reduce your premiums. However, it’s essential to strike a balance that ensures you can comfortably cover the deductible in case of a claim. Our team can help you find the right deductible for your situation.

6. Maintain a Healthy Credit Score:

Your credit score plays a role in your insurance rates. Responsible financial habits, such as timely bill payments and effective credit management, can help you qualify for lower premiums. Think of it as leveling up your financial reputation.

7. Regular Policy Reviews:

Your insurance needs can change over time. That’s why we recommend periodic policy reviews with our experienced agents. This ensures that you’re not paying for unnecessary coverage or missing out on essential protection.

8. Loyalty Rewards:

Staying loyal to LG Insurance Group can come with its own set of rewards. Many insurers offer discounts to long-term customers. However, we also proactively seek out discounts and tailor your policy to fit your evolving needs.

In conclusion, these eight simple strategies can help you save on your home insurance premiums while maintaining comprehensive coverage. At LG Insurance Group, our goal is to empower you with the knowledge and solutions you need to protect your home and your budget effectively.

If you have any questions or need further guidance, please don’t hesitate to reach out to us. We’re here to help you navigate the world of home insurance and make sure you get the most value out of your policy.