Georgia and Tennesse are no strangers to flooding. If you own a home in either state, it’s wise to consider flood insurance from LG Insurance Group in Marietta, GA, to protect your property and lifestyle from the risks of flood disasters. As one of your most valuable investments, your home deserves adequate protection against any eventuality.

Top Reasons to Consider Flood Insurance

If you live in a high flood zone and have taken out a mortgage for your home, your lender will probably require flood insurance as part of your transaction. Even if flood coverage isn’t mandatory, it’s a wise investment for most Georgia homeowners due to the high rise of flood events over the years, especially in low to moderate-risk areas. Here are some good reasons to consider this coverage:

1. Standard home insurance policies don’t cover flood damage. If you forgo flood insurance, you’re unprotected against flooding risk.
2. Due to construction trends, flood events are occurring more frequently than ever in populated areas, even in areas that aren’t flood zones.
3. The effects of flooding can be catastrophic! Even a few inches of floodwater can have disastrous results. Lack of flood coverage could lead to financial ruin.
4. If you don’t live in a flood zone, you can obtain flood insurance at a reasonable cost. You can also personalize your policy to provide just the protection you need so you don’t pay more than you have to.
5. A flood policy can provide up to $350,000 worth of protection for your home and contents, giving you the financial means to recover from a flood disaster.

Flood Insurance Coverage in GA & TN

You can learn more about flood insurance coverage and costs at LG Insurance Group, located in Marietta, GA.